@import url("https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;700&family=Noto+Sans+KR:wght@400;500;700;900&display=swap");:root{--ink:#24231f;--paper:#f6f2e9;--card:#fffdf8;--line:#d8d0c2;--rust:#b74b32;--sage:#4c765c;--amber:#b67c24;--muted:#716c63;--shadow:0 18px 45px #3c302012}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font-family:Noto Sans KR,DM Sans,sans-serif}button,input{font:inherit}button{cursor:pointer}.shell{min-height:100vh;max-width:1120px;margin:auto;padding:0 24px 72px}.topbar{height:76px;display:flex;align-items:center;border-bottom:1px solid var(--line);gap:10px}.mark{display:grid;place-items:center;background:var(--rust);color:#fff;width:34px;height:34px;border-radius:10px;font:700 12px DM Sans}.brand{font-weight:900;letter-spacing:-.04em}.privacy{margin-left:auto;color:var(--muted);font-size:12px}.progress{display:flex;align-items:center;gap:10px;padding:26px 0;color:#aaa49b;font-size:12px}.progress span.on{color:var(--rust);font-weight:700}.progress i{height:1px;background:var(--line);width:42px}.welcome{padding:12vh 0 8vh;max-width:760px}.eyebrow{font:700 11px DM Sans;letter-spacing:.16em;color:var(--rust);margin:0 0 20px}.welcome h1{font-size:clamp(42px,7vw,78px);line-height:1.08;letter-spacing:-.07em;margin:0}.welcome h1 em{color:var(--rust);font-style:normal}.lede{font-size:18px;line-height:1.75;color:var(--muted);max-width:600px;margin:28px 0 42px}.goal-grid{display:grid;grid-template-columns:repeat(2,minmax(0,240px));grid-gap:14px;gap:14px}.goal{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:23px;text-align:left;box-shadow:var(--shadow);transition:transform .2s ease}.goal:hover:not(:disabled){transform:translateY(-3px)}.goal span,.goal strong{display:block}.goal strong{font-size:18px;margin-bottom:8px}.goal span{font-size:13px;color:var(--muted)}.goal.active{border-color:var(--rust)}.goal.muted{opacity:.45;cursor:not-allowed}.panel,.results{padding:7vh 0;max-width:720px}.panel h2,.results h2{font-size:42px;letter-spacing:-.06em;margin:0 0 10px}.muted-copy{color:var(--muted);margin-bottom:34px}.field{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line);padding:20px 0}.field span{font-weight:700}.field small{font-weight:400;color:var(--muted);margin-left:8px}.field input{width:180px;border:1px solid var(--line);border-radius:9px;padding:11px 12px;background:var(--card);text-align:right}.actions{display:flex;gap:10px;justify-content:flex-end;margin-top:38px}.export button,.primary,.secondary{border:0;border-radius:9px;padding:12px 18px}.primary{background:var(--rust);color:#fff}.export button,.secondary{background:transparent;border:1px solid var(--line);color:var(--ink)}.review-list{border-top:1px solid var(--line);margin-top:34px}.review-list div{display:flex;justify-content:space-between;padding:18px 0;border-bottom:1px solid var(--line)}.review-list b{font-weight:500}.legal-note,.notice{font-size:13px;line-height:1.7;color:var(--muted);background:#eee8dc;padding:16px;border-radius:10px;margin-top:24px}.result-head{display:flex;justify-content:space-between;align-items:end;margin-bottom:26px}.export{display:flex;gap:8px}.warning{background:#fff1ce;border:1px solid #e4c477;border-radius:10px;padding:14px;margin-bottom:16px;font-size:13px}.decision-row{background:var(--card);border:1px solid var(--line);border-radius:13px;margin:9px 0;overflow:hidden}.row-main{width:100%;display:flex;align-items:center;gap:15px;text-align:left;background:none;border:0;padding:19px}.row-num{font:700 16px DM Sans;color:var(--muted);width:20px}.row-copy{flex:1 1}.row-copy small,.row-copy strong{display:block}.row-copy small{color:var(--muted);margin-top:5px}.grade{font-weight:900;color:var(--amber);border:1px solid;border-radius:50%;width:25px;height:25px;display:grid;place-items:center;font-size:13px}.green .grade{color:var(--sage)}.red .grade{color:var(--rust)}.detail{border-top:1px solid var(--line);padding:14px 20px 17px 55px;color:var(--muted);font-size:13px;line-height:1.7}.clause{color:var(--ink)}.whatif{display:flex;justify-content:space-between;align-items:center;margin-top:28px;padding:20px;background:#e7eee4;border-radius:14px}.whatif h3{margin:0 0 5px}.whatif p{margin:0;color:var(--muted);font-size:13px}@media(max-width:600px){.shell{padding:0 18px 50px}.privacy{font-size:10px}.welcome{padding-top:8vh}.welcome h1{font-size:48px}.goal-grid{grid-template-columns:1fr}.panel h2,.results h2{font-size:34px}.field input{width:145px}.result-head{align-items:start;gap:14px;flex-direction:column}.whatif{display:block}.whatif button{margin-top:16px}.progress i{width:18px}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #d29a43;outline-offset:3px}.field select{width:180px;border:1px solid var(--line);border-radius:9px;padding:11px 12px;background:var(--card);text-align:right}